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Plans & Pricing

TruFico is committed to comply with both State and Federal Laws / Statutes  related to the FDCPA and the CROA which explicitly prohibits us from charging fees prior to providing a service to our clients.  Therefore all clients will receive an invitation to create a personal portal, dispute plan and a good faith estimate prior to receiving an invoice for services rendered.  All invoices reflect services that have already been completed.  

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All contracts can be cancelled at any time after the first payment received and processed with a 21-day notice.  Please read and retain a copy of all Terms & Conditions for your records.  

Choose the best option for you

  • Best Value

    Essetial

    24.99$
    Every month
    DIY
     
    • TansUnion Credit Score
    • 3-Bureau Full Credit Report & Scores
    • SmartCredit - Credit Monitoring

  • Essential Plus

    69.99$
    Every month
    Guided Dispute Plan
     
    • TansUnion Credit Score
    • 3-Bureau Full Credit Report & Scores 1X a Month
    • SmartCredit - Credit Monitoring
    • Virtual Analysis
    • Credit Score Boost
    • Credit Score Tracker
    • Credit Score Builder
    • Money Manager
    • Bill Reminder
    • Budgeting System
    • Snowball and Avalanche Debt Reduction
    • Credit Rebuilding Tools
    • Emailed Instructions every 35 - days

  • Premium Package

    99$
    Every month
    1 - Free Dispute Letter per Month
     
    • TansUnion Credit Score
    • 3-Bureau Full Credit Report & Scores 1X a Month
    • SmartCredit - Credit Monitoring
    • Professional Analysis
    • Credit Score Boost
    • Credit Score Tracker
    • Credit Score Builder
    • Money Manager
    • Bill Reminder
    • Budgeting System
    • Snowball and Avalanche Debt Reduction
    • $1 Million Identity Fraud Insurance
    • Credit Rebuilding Tools
    • Goodwill Letters - Sample
    • Dispute Letters - Sample
    • Debt Validation - Sample
    • FCRA Guidelines
    • FDCPA Guidelines
    • 1 Monthly Coaching Session

  • Premium Plus

    149$
    Every month
    TruFico professionals do it for you
     
    • TansUnion Credit Score
    • 3-Bureau Full Credit Report & Scores 1X a Month
    • SmartCredit - Credit Monitoring
    • Professional Analysis
    • Credit Score Boost
    • Credit Score Tracker
    • Credit Score Builder
    • Money Manager
    • Bill Reminder
    • Budgeting System
    • Snowball and Avalanche Debt Reduction
    • $1 Million Identity Fraud Insurance
    • Credit Rebuilding Tools
    • Track your Progress
    • Secured Personal Portal
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